TPBank has just adjusted deposit interest rates for most terms. This is the first time in 3 months that TPBank has adjusted deposit interest rates.

According to the online interest rate table, 1 and 2 month terms decreased by 0.2%/year to 3.5% and 3.7%/year.

The 3-month deposit interest rate also decreased by 0.2%/year to 3.8%/year. The 6-month term was kept at 4.8%/year, and the 9-month term was 4.9%/year. The 12-month bank interest rate decreased by 0.1%/year to 5.2%/year.

Interest rates for the remaining terms remain unchanged. The 18-month term has an interest rate of 5.5%/year, while the highest interest rate TPBank applies to deposits with a term of 24-36 months is still 5.8%/year.

Since the beginning of February, 4 banks have adjusted their deposit interest rates. Previously, Techcombank (increased interest rates for 6-36 months), Bac A Bank (reduced interest rates for 1-36 months) and Eximbank (increased interest rates for 1-12 months, reduced interest rates for 15-36 months).

According to VietNamNet statistics for interest rates on deposits with terms of less than 6 months, there are currently 19 banks listing interest rates from 4-4.75%/year.

Eximbank has raised the interest rate on 3-5 month term deposits to a maximum of 4.75% per year. This is the maximum interest rate set by the State Bank for term deposits under 6 months.

However, Eximbank only applies an interest rate of 4.75%/year for online deposits on weekends. For online deposits on weekdays, the applied interest rate is 4.7%/year.

In addition to Eximbank, MBV applies this interest rate to customers depositing money for a term of 4-5 months. MBV is also the leading bank in terms of 3-month term interest rates, currently listed at 4.6%/year.

Interest rates of 4.5%/year are being offered by a series of banks, including Nam A Bank for 2-5 month terms; VietBank, BaoViet Bank, NCB,OCB for 5 month term deposits.

Among 19 banks maintaining interest rates from 4%/year for deposits with terms of less than 6 months, 11 banks listed savings interest rates from 4%/year for 1-month terms. Notably, MBV, Nam A Bank, KienlongBank listed savings interest rates for 1-month terms up to 4.3%/year.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON FEBRUARY 10, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 4 5.5 5.6 5.8 5.6
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.6 3.9 5.05 5.15 5.6 6
BAOVIETBANK 3.3 4.35 5.45 5.5 5.8 6
BVBANK 3.95 4.15 5.45 5.75 6.05 6.35
DONGA BANK 4.1 4.3 5.55 5.7 5.8 6.1
EXIMBANK 4.1 4.4 5.4 5.4 5.6 6.5
GPBANK 3.5 4.02 5.35 5.7 6.05 6.15
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
IVB 4 4.35 5.35 5.35 5.95 6.05
KIENLONGBANK 4.3 4.3 5.8 5.8 6.1 6.1
LPBANK 3.6 3.9 5.1 5.1 5.5 5.8
MB 3.7 4 4.6 4.6 5.1 5.1
MBV 4.3 4.6 5.5 5.6 5.8 6.1
MSB 4.1 4.1 5 5 6.3 5.8
NAM A BANK 4.3 4.5 5 5.2 5.6 5.7
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 4 4.2 5.2 5.2 5.3 5.5
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.65 4.65 4.85 4.85
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.85 5.8 6 6
VIB 3.8 3.9 4.9 4.9 5.3
VIET A BANK 3.7 4 5.2 5.4 5.7 5.9
VIETBANK 4.2 4.4 5.4 5 5.8 5.9
VPBANK 3.8 4 5 5 5.5 5.5