Average short-term production and business loan interest rate from 6-10.12%/year

Accordingly, the VND mobilization interest rate is commonly at 0.1-0.5%/year for non-term deposits and deposits with terms of less than 1 month; 0.5-4.75%/year for deposits with terms from 1 month to less than 6 months. For deposits with terms from 6 months to less than 12 months, the average mobilization interest rate is at 4.08-5.29%. For deposits with terms of 12 months or more, the average interest rate is at 4.76-5.83%/year. The USD mobilization interest rate is 0%/year.

Regarding VND lending interest rates, for priority sectors, short-term lending interest rates are commonly at 4%/year. For normal production and business sectors, the average short-term lending interest rate is from 6-10.12%/year, medium and long-term from 7.61-11.22/year. For consumer lending, the average short-term lending interest rate is from 7.12-10.7%/year, medium and long-term from 7.79-11.75%/year. USD lending interest rates are at 3.4-10%/year for short-term loans, 4.5-11.5%/year for medium and long-term loans.

By the end of March 2025, the total mobilized capital in the province is estimated at VND 47,360 billion, an increase of 4.36% compared to the end of 2024. Outstanding loans are estimated at VND 56,046 billion, an increase of 1.75% compared to the end of 2024. Bad debt is estimated to account for about 0.8% of the total outstanding debt of the whole province.

Source: https://baophuyen.vn/kinh-te/202504/lai-suat-cho-vay-san-xuat-kinh-doanh-ngan-han-binh-quan-tu-6-1012nam-5085e62/