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What are the interest rates of Big 4 banks now?

Interest rates at 4 state-owned commercial banks (Vietcombank, VietinBank, BIDV, Agribank) are relatively stable, without many adjustments in the past 2 weeks.

Thời báo Ngân hàngThời báo Ngân hàng18/04/2025

According to the reporter's records, when depositing money at the counter at Agribank , individual customers will enjoy the following interest rates: 1-2 month term, 2.1%/year; 3-5 month term 2.4%/year; 6-11 month term 3.5%/year; 12-18 month term 4.7%/year; 24 month term customers will enjoy 4.8%/year - the highest interest rate when depositing money at Agribank.

Similar to Agribank, the highest interest rate at BIDV is also 4.8%/year for 24 and 36 month terms. Meanwhile, the interest rate for 1-2 month terms is currently at 1.6%/year; 3-5 month terms is 1.9%/year; 6-9 month terms is 3%/year; 12-18 month terms is 4.7%/year.

Lãi suất các ngân hàng Big 4 hiện ra sao?
Interest rates for 6 and 12 month terms at 4 state-owned commercial banks

At Vietinbank , the bank is currently listing the interest rates: 1-2 month term 1.6%/year; 3-5 month term 1.9%/year; 6-11 month term 3%/year; 12-18 month term 4.7%/year; term over 24 months is similar to other state-owned commercial banks at 4.8%/year.

Meanwhile, at Vietcombank, the listed interest rate is currently at 1.6%/year for 1-2 month terms; 1.9%/year for 3-month terms; 2.9%/year for 6-9 month terms; 4.6% for 12 month terms; and 4.7%/year for terms of 24 months or more.

Updating the latest interest rates, Global Petroleum Bank (GPBank) has adjusted interest rates. The two short terms of 2 months and 3 months have decreased by 0.25% and 0.17% respectively, bringing the interest rates down to 3.75%/year and 3.85%/year.

A highlight of this adjustment is that GPBank's interest rate table no longer shows 6%/year. Long terms from 12 to 36 months are now listed at 5.95%/year. Compared to before, the interest rate for 12-month terms decreased by 0.1%, while the interest rate for 13-36 months terms decreased by 0.2%.

Source: https://thoibaonganhang.vn/lai-suat-cac-ngan-hang-big-4-hien-ra-sao-163014.html


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