Update the latestACB interest rates
According to observations by reporters from Lao Dong Newspaper (January 16, 2024), ACB's listed interest rates for savings deposits range from 2.4% to 4.6%. The highest ACB interest rate applies to savings deposits of 12 months or more (4.6%).
2.4% is the lowest interest rate offered by ACB for a 1-month deposit. For a 2-month term, the ACB interest rate is 2.5%. Additionally, readers can refer to and compare ACB interest rates for various terms using the table below.
Update the latest MB interest rates
At MB, savings deposit interest rates range from 2.6% to 6.2%, depending on the term. The highest interest rate is currently applied to terms of 36 months or more (6.2%); followed by the 24-month term (5.8%).
2.6% is the lowest interest rate MB is currently applying for a 1-month savings deposit; for a 2-month deposit, MB's interest rate is 2.6%. Compared to ACB's interest rates, MB's rates are higher across all terms.
Update latestSHB interest rates
At SHB, the current savings interest rate ranges from 3.1 to 6.2%. In particular, for online savings, the highest SHB interest rate is 6.2%, applied for deposit terms of 24 months or more.
For regular savings accounts, SHB offers the lowest interest rate for a 3-month term, at 3.3%. However, for tiered savings accounts based on deposit amount, if you deposit less than 2 billion VND for one month, the lowest interest rate is 3.1%.
The quickest way to calculate interest when depositing savings at a bank.
You can calculate the interest you receive when saving in banks using the formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit.
For example, if you deposit 500 million VND into an ACB savings account with an interest rate of 4.6% for a 12-month term, after one year, the amount you could receive would be:
Interest = 500 million x 4.6%/12 months x 12 months = 23 million VND.
You deposit 500 million in MB, with an interest rate of 4.8% for a 12-month term. After 1 year, the amount you can receive is:
Interest = 500 million x 4.8%/12 months x 12 months = 24 million VND.
Or you deposit 500 million in savings at SHB, 12-month term with 5.3% interest rate. After 1 year, the interest you can receive is:
Interest = 500 million x 5.3%/12 months x 12 months = 26.5 million VND.
Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
In addition, readers can refer to more articles about interest rates from Lao Dong Newspaper HERE
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