Ms. Le Thi Kim Anh - Deputy Director of the Bank for Social Policies, Quang Nam branch, said that the total capital as of September 30 was approximately VND 8 trillion (an increase of nearly VND 543 billion compared to the beginning of the year). Of which, the central capital was nearly VND 6 trillion (accounting for 74.5% of the total capital); capital mobilized through organizations, individuals and through savings and loan groups (TK&VV) was more than VND 1.2 trillion (an increase of more than VND 173 billion compared to the beginning of the year, accounting for 15.7% of the total capital); capital entrusted from the local budget was more than VND 776 billion (an increase of VND 147 billion compared to the beginning of the year, accounting for 9.8% of the total capital).
In the first 9 months of the year, the Bank for Social Policies, Quang Nam branch, focused on lending to increase outstanding loans, with loan turnover reaching over VND2 trillion with 40,052 poor, near-poor, and policy households receiving loans. Debt collection turnover in the past 9 months reached over VND1.5 trillion (accounting for 74.6% of loan turnover). To date, the total outstanding policy credit balance has reached nearly VND8 trillion (an increase of nearly VND530 billion compared to the beginning of the year, an increase of 7.2%, completing 98% of the plan) with 141,694 customers with outstanding loans.
Vice Chairman of the Provincial People's Committee Tran Anh Tuan highly appreciated the results achieved by the Board of Directors of the Bank for Social Policies, Quang Nam branch, and noted the limitations in policy credit activities in the past time. Specifically, in the past 9 months, the whole province had 44 communes with reduced outstanding debt compared to the beginning of the year, the most being Dien Ban town (11 communes), Tam Ky (5 communes), Duy Xuyen (6 communes), Nong Son (6 communes). There were 7 units with overdue debt increased compared to the beginning of the year including Nam Tra My, Dien Ban, Bac Tra My, Nui Thanh, Tam Ky, Tien Phuoc and Nong Son.
The whole province has 102 customers who have left their residence with more than 3.7 billion VND. Currently, there is specific address information for 13 customers with 437 million VND and there is no information for 89 customers with nearly 3.3 billion VND...
Vice Chairman of the Provincial People's Committee Tran Anh Tuan requested the Board of Directors of the Provincial Bank for Social Policies to perform well the tasks in the last 3 months of the year. Accordingly, deploy and complete 100% of the assigned credit growth plan targets in 2024 and complete the disbursement of the student credit program for the 2024-2025 school year before November 30, 2024.
The Bank for Social Policies, Quang Nam branch, needs to proactively collect due debts to provide revolving loans for the last 3 months of the year; effectively mobilize deposits from organizations and individuals; closely coordinate with local Party committees, authorities, police, and socio-political organizations entrusted with the task of collecting due debts, overdue debts, and debts from people who have left their place of residence.
“The Board of Directors at all levels focuses on periodic inspection and supervision to strengthen direction, overcome difficulties and shortcomings, improve efficiency, and ensure policy credit safety in the area. By October 31, the Board of Directors at the provincial level strives to complete 100% of the plan,” emphasized Vice Chairman of the Provincial People's Committee Tran Anh Tuan.
Source: https://baoquangnam.vn/khac-phuc-kho-khan-de-dam-bao-an-toan-tin-dung-chinh-sach-3142512.html
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