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Forbes representative said that the voting results are based on the assessment of business activities, financial capacity, management factors, position, and influence of listed enterprises/brands on the market and economy.

Meanwhile, by the end of the third quarter of 2024, HDBank recorded pre-tax profit of VND12,655 billion, up 46.6% over the same period. Total assets reached VND629 trillion, up 23.9%. Total capital mobilization reached VND559 trillion, up 24.8%. Outstanding credit reached VND412 trillion, up 16.6%. Efficiency indicators: ROE reached 26.7%, ROA reached 2.2%, bad debt ratio was controlled at a low level of 1.46%.

Compared with the criteria, HDBank's financial indicators not only demonstrate outstanding business performance, but also demonstrate the bank's profitability based on business activities and strong digital transformation speed, helping to maximize internal strength, bringing efficiency to partners and shareholders.

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At the same time, HDBank implemented a 20% dividend payment in shares, after having paid 10% in cash last July. With a total payout ratio of 30%, HDBank continues to be the listed bank that has maintained the leading high dividend policy in the Vietnamese stock market for many consecutive years.

In parallel with business activities, HDBank is also a pioneer in community and environmental activities. In the first 9 months of 2024, HDBank has carried out many meaningful social security activities such as donating tens of thousands of health insurance cards to the poor; building charity houses; supporting poor but studious students; responding to the peak period of the Program to eliminate temporary and dilapidated houses nationwide launched by the Prime Minister; implementing a preferential credit package of VND 12,000 billion for customers affected by storm Yagi and activities to support people affected by storms and floods...

Also in November 2024, HDBank won three awards at the "Listed Enterprises (VLCA) 2024" vote organized by the Ho Chi Minh City Stock Exchange, the Hanoi Stock Exchange and the Investment newspaper.

The Forbes award continues and affirms that the leading listed brand HDBank always brings optimal benefits to shareholders and investors, contributing to increasing the attractiveness of the Vietnamese capital market to the international investment community.

Vinh Phu