HDBank targets pre-tax profit of over VND 21,000 billion in 2025

Performance indicators in 2025 continue to be among the highest in the industry with ROE reaching 26.2% and ROA reaching 2.15%. The bad debt ratio (according to regulations) is expected to be below 1.5%.

HDBank aims to achieve pre-tax profit of over VND 21,000 billion in 2025

Total assets are expected to reach over VND890,000 billion, up 28% compared to 2024. Capital mobilization is expected to exceed VND792,000 billion, up 28%. Outstanding credit balances are expected to reach VND580,000 billion, up 32% and in line with the growth limit assigned by the State Bank of Vietnam (SBV).

In 2024, HDBank made important progress with digital business programs, with the rate of financial transactions of individual customers via digital channels reaching 95%, over 80% of new customers were attracted via digital channels.

In 2025, HDBank said it will continue its high growth plan while building a multi-functional financial banking group model on a digital platform, with effective management according to international standards. At the same time, HDBank will continue to implement key programs, including expanding its customer base along value chains; providing modern and diverse retail banking, consumer finance, and investment solutions on a digital platform; and developing green and sustainable credit.

The annual general meeting of shareholders will be held online on April 24, with the main meeting point in Ho Chi Minh City. The 2025 annual general meeting of shareholders is expected to discuss and approve reports from the Board of Directors and the Supervisory Board, approve the separate and consolidated financial statements for 2024, the report on the 2025 business plan, the distribution of profits for 2024... and a number of other contents under the authority of the meeting.

Source: https://baodautu.vn/hdbank-dat-muc-tieu-loi-nhuan-tren-21000-ty-dong-truoc-thue-nam-2025-d262035.html