Ham Yen (Tuyen Quang): Effective implementation of social policy credit

Clearly identifying the position, role and importance of social policy credit in implementing national target programs (NTPs), associated with local socio-economic development, contributing to the successful implementation of the Resolution of Party Congresses at all levels, Ham Yen district (Tuyen Quang province) has effectively deployed social policy credit capital. This is a fulcrum for effectively implementing poverty reduction, stabilizing production and developing livelihoods for people. On December 11, at the headquarters of the Border Guard Command (BĐBP) of Soc Trang province, the Working Group of the Steering Committee 202 of the Ministry of National Defense, led by Colonel Le Thanh Cong - Head of the Department of Career Economics, the Department of Economics, Ministry of National Defense, inspected and supervised the implementation results of the contents and component projects in the National Target Program on socio-economic development in ethnic minority and mountainous areas in 2022 - 2023 and the implementation of tasks in 2024 - 2025 of the Provincial Border Guard Command and the Military Command of Soc Trang province. On the afternoon of December 11, following the working program in Dong Thap province, General Secretary To Lam and the Central Working Group attended a meeting with delegates of outstanding meritorious people of Dong Thap province on the occasion of the 80th anniversary of the founding of the People's Army. Vietnamese people and 35 years of National Defense Day at the headquarters of Tam Nong District People's Committee. Implementing Project 8 under the National Target Program on Socio-Economic Development in Ethnic Minorities and Mountainous Areas, Phase 2021 - 2030, Phase I from 2021 - 2025 (National Target Program 1719), the Women's Union of Kbang District, Gia Lai Province has actively implemented gender equality communication activities, solving urgent issues for women and children in ethnic minority and mountainous areas. Thereby, gradually changing the way of thinking and working, enhancing the power of ethnic minority women. The work of hunger eradication and poverty reduction, increasing income for people is an important task. In recent years, Binh Gia district, Lang Son province has implemented many solutions, focusing on propaganda, mobilization, and guidance for people to change the structure, bringing many varieties of crops and livestock with high economic value into production. In order to effectively change the structure of crops and livestock, people have been trained and guided to apply science and technology into production, thanks to which the conversion models have brought higher economic efficiency, created stable livelihoods, and improved people's lives. This is considered an important key to help people eliminate hunger and reduce poverty sustainably. General news of the Ethnic and Development Newspaper. The afternoon news on December 11, there is the following notable information: Kon Tum: Opening of Cultural, Sports and Tourism activities. The craft of making paper-cut paintings of the Nung people in Sen village. Peacock farm in B'Lao land. Along with other news in ethnic minority and mountainous areas. "The greatest aspiration of human beings is to live. I brought my children home, wanting them to live, to eat, to have clothes, to study..." That is the sharing of Ms. Kan Ling in Tang Co Hang village, Lia commune, Huong Hoa district, Quang Tri province about her nearly 40-year journey of adopting homeless children. That journey of the Pa Ko mother by the Se Pon river, full of warm human love. Recently, the Women's Union of Chiem Hoa district (Tuyen Quang province) successfully organized the "Talented Leader" Contest of the Club (CLB) of Leaders of Change in 2024. General news of the Ethnic and Development Newspaper. The morning news on December 11, there is the following notable information: Upland rice season. Ba Quang Grass Hill Festival 2024. The person who brought Central Highlands culture into rice wine. Along with other news in ethnic minority and mountainous areas. In order to contribute to the effective and practical implementation of the work of preserving ethnic cultures associated with the development of local tourism, Chiem Hoa district (Tuyen Quang province) has coordinated with units to establish clubs and organize activities to teach folk culture to members. Recently, the Department of Ethnic Minorities of Thuan Chau district (Son La province) coordinated with the Boarding Secondary and High School for Ethnic Minorities of Thuan Chau district to organize the contest "Learning and propagating the law on marriage and family, the law on gender equality and the provisions of the law on early marriage and consanguineous marriage". Clearly identifying the position, role and importance of social policy credit for the implementation of national target programs (MTQG), associated with the socio-economic development of the locality, contributing to the successful implementation of the Resolution of the Party Congress at all levels, Ham Yen district (Tuyen Quang province) has deployed capital effective social policy credit. This is the fulcrum for effective implementation of poverty reduction, production stabilization and livelihood development for people. This is the first time Pu Mat National Park has recorded the situation of wild boars in the reserve dying in large numbers, suspecting that an epidemic is spreading in the wild boar population. Dong Thap province has set a goal of importing and raising 100 red-crowned cranes by 2032, expecting to successfully raise at least 50. After that, the cranes released into the wild can survive and reproduce on their own, living year-round in Tram Chim forest.

Mr. Ly Van Vinh (left), Dao ethnic group, Coc Phuong village, Yen Thuan commune, borrowed policy capital to develop production forests.

The family of Mr. Ly Van Vinh, Dao ethnic group, Coc Phuong village, Yen Thuan commune, was able to borrow 50 million VND from the policy credit capital for acacia planting. Mr. Vinh shared that for the past 5 years, his family has had access to capital from the Vietnam Bank for Social Policies (VBSP) which has helped them invest in land preparation, buying seeds, fertilizers, etc. to plant the first hectares of acacia. Up to now, the production forest area has reached 9 hectares and has begun to be exploited in rotation. After deducting expenses, the family's annual income is nearly 100 million VND, with part of this money used for savings and part used to pay interest and principal to the bank. Policy capital is truly a fulcrum for people to develop their economy.

The family of Mr. Nguyen Duc Binh, Yen Phu commune, Ham Yen district is one of the households that escaped poverty and became rich thanks to preferential loans. More than 2 years ago, his family was able to borrow 100 million VND under the loan program for poor households. He invested in renovating the entire mixed garden area to grow dragon fruit and oranges. Up to now, his family's economy has gradually developed stably.

Mr. Binh shared more: I was able to borrow hundreds of millions from the bank to renovate and upgrade the garden, which was effective. My last crop of dragon fruit was worth nearly 50 million, and the oranges are still very beautiful.

With preferential capital from the VBSP, people in Ham Yen district have promoted the introduction of new plants and breeds with high economic value into production. Many new plants and breeds have appeared and developed in the locality for the first time, such as afforestation, growing four-season lemons, oranges, etc. Along with that, the potentials and strengths of the locality have been promoted, helping people in the district improve their lives. The implementation of preferential credit capital from the VBSP in the district has contributed to helping the district reduce the poverty rate by 2-3% each year. In the period of 2019-2023, the poverty rate of the district decreased from 4,753 households to 3,362 households, a decrease of 4.75%.

Dragon fruit trees cling to Yen Phu land and become poverty reduction trees for people.

Deputy Director of the Social Policy Bank of Ham Yen District, Pham Thi Ngoc Quynh, said that the total outstanding debt in the district currently reaches over VND759 billion, with 12,907 borrowers. Resolution No. 11/NQ-CP of the Government has great significance, with humanity, helping many poor households, near-poor households and other policy beneficiaries access credit capital to develop their livelihoods. The capital disbursed for loans under Resolution No. 11/NQ-CP reached over VND100 billion, with more than 2,000 borrowers.

It can be said that social policy credit has become one of the important pillars of the National Target Program on sustainable poverty reduction; it is the most widely implemented policy, meeting a large amount of capital needs for the poor. With the positive effects from the policy credit capital, it has been affirmed that strengthening the Party's leadership over social policy credit has met the needs and aspirations of the people and is increasingly entering life.

In the coming time, Ham Yen district determines that it is necessary to focus on leadership and direction to continue to do well in policy credit work with many practical solutions. Continue to improve the operational capacity of the district's Social Policy Bank to implement policy credit programs and projects in the locality; mobilize interest-free or low-interest capital sources from organizations and individuals to transfer to the Social Policy Bank to supplement loan capital in the area; do a good job of management and coordination with sectors and socio-political organizations entrusted to implement lending policy credit programs to ensure efficiency, safety, publicity and transparency. In particular, pay attention to training and transferring science and technology in planting and raising crops for households eligible for loans, especially households that have borrowed capital from the district's Social Policy Bank to ensure the effectiveness of loans, limit risks in production and business, and at the same time reduce credit risks.

Ham Yen (Tuyen Quang): Efforts to reduce poverty - leaving no one behind

Source: https://baodantoc.vn/ham-yen-tuyen-quang-trien-khai-thuc-hien-hieu-qua-tin-dung-chinh-sach-xa-hoi-1733880417846.htm