According to a survey conducted by Lao Dong newspaper with nearly 30 banks in the system, PVcombank's interest rate is leading the market for the 13-month term.
Specifically, PVcomBank is currently offering the highest savings interest rate of 10% per annum for a 13-month term, applicable to mass savings products, for deposits made at the counter with a minimum balance of 2,000 billion VND. This interest rate has decreased by 0.5% compared to the beginning of December 2023.
Under normal conditions, PVcomBank is currently offering the highest interest rate for a 13-month term at 5.3% per annum when customers deposit savings at the counter.
In second place, HDBank offers an interest rate of 8.4% per annum for a 13-month term, provided a minimum balance of 300 billion VND is maintained. For online deposits, the standard rate is 5.9% per annum. Deposits made at the counter also receive only 5.9% per annum.
NCB is currently offering the highest interest rate of 5.8% per year for 13-month term deposits at An Phu Savings, with interest paid at the end of the term. Customers with traditional savings accounts receive an interest rate of 5.65% per year.
BaoVietBank is currently offering the highest interest rate of 5.6% for 13-month deposits when customers deposit online and receive interest at the end of the term. Customers receiving interest on a monthly basis will receive an interest rate of 5.45% per year.
OceanBank is currently offering the highest interest rate of 5.5% per annum for a 13-month term when customers deposit online and receive interest at the end of the term. Customers depositing at the counter only receive an interest rate of 5.4% per annum.
If you deposit 1 billion VND in a savings account, how much interest will you receive after 13 months?
You can refer to the interest calculation method to find out how much interest you will receive after depositing your savings. To calculate interest, you can apply the following formula:
Interest = Deposit amount x Interest rate %/12 x Number of months deposited.
For example, if you deposit 1 billion VND into Bank A for a 13-month term and earn an interest rate of 5.9% per year, the interest received will be as follows:
1 billion VND x 5.8%/12 x 13 = 62.83 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Readers can find more information about interest rates HERE.
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