According to a survey by Lao Dong Newspaper reporters, PVcomBank's highest listed savings interest rate for the 12 and 13 month terms is up to 9.5%/year. However, to enjoy this extremely high interest rate, customers need to meet the condition of depositing at least 2,000 billion VND at the counter and it only applies to products that receive interest at the end of the term.
In addition, under normal conditions, when customers deposit money online for 1-5 months, PVcomBank lists interest rates of around 2.85%/year.
For terms of 6-11 months, PVcomBank lists savings interest rates from 4.3%/year. Customers depositing for 12 months receive an interest rate of 4.8%/year. Customers depositing for 18-36 months receive the highest interest rate of 5.1%/year.
Customers who deposit money for short term from 1-3 weeks only receive interest rate at 0.5%/year.
Readers can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit
For example, you deposit 1 billion VND into PVcomBank, with an interest rate of 4.8% for a 12-month term. The interest you receive is estimated at:
1 billion VND x 4.8%/12 x 12 months = 48 million VND.
Before making a deposit, readers should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for advice.
Readers can refer to more articles on interest rates HERE.
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