Send 200 million receive 47 million

Illustration: Hai Nguyen

Full set of current Vietcombank interest rates

Savings interest rates at Vietcombank currently fluctuate around 1.6 - 4.7%.

Of which, Vietcombank listed interest rates for 24-month, 36-month, 48-month and 60-month deposits at 4.7%.

The interest rate for 12-month deposits is lower at 4.6%. Meanwhile, for 6-month and 9-month deposits, Vietcombank's interest rate is 2.9%.

Savings interest rates at Vietcombank counter on September 14, 2024. Screenshot of Vietcombank website.

Vietcombank's online savings interest rates on September 14, 2024. Screenshot of Vietcombank website.

Vietcombank interest rate chart on September 14, 2024. Chart: Khuong Duy

3-month deposit term, lower interest rate at 1.9% and 1-month, 2-month term interest rate is 1.6%.

Currently, Vietcombank's lowest non-term interest rate is 0.1%.

Comparing Vietcombank's interest rates with Big4 groups such as: Agribank, VietinBank, BIDV, it can be seen that Vietcombank's interest rates are lower in many terms.

In addition, readers can update interest rates of other banks through the table below:

Summary of current bank interest rates. Table: Ha Vy

Bank interest rates have been increasing steadily since the beginning of September. Accordingly, OCB increased deposit interest rates for all terms by 0.1-0.2% per year, interest rates for terms from 1-8 months were adjusted up by 0.2% per year; and for terms from 9-11 months, they increased by 0.1% per year.

After adjustment, the online mobilization interest rate table for 1-month term is listed at 3.9%/year, 2-month term is 4%/year, 3-4 months is 4.1%/year, and 5-month term is 4.5%/year, 6-8 month term is listed at 5.1%/year, 9-11 month term is up to 5.1%/year.

Since the beginning of September, the market has recorded 8 banks increasing interest rates, namely NCB, Agribank, GPBank, VietBank, OceanBank and Dong A Bank, Bac A Bank and OCB. Of which, on September 13, NCB's interest rate reached a new peak for the 18-36 month term with a listed interest rate of up to 6.15%/year. In addition, Agribank and VietBank also increased quite strongly, with an increase of up to 0.3%/year.

Previously, in August, the market recorded 17 banks increasing savings interest rates, including: Eximbank, ACB, Agribank, Sacombank, Saigonbank, VietBank, TPBank, CBBank, VIB, Dong A Bank, VPBank, Techcombank, SHB, VietBank, PVCombank, Nam A Bank, HDBank.

Currently, PvcomBank's interest rate is at its highest level, up to 9.5% for a 12-month term, with conditions applied to a minimum deposit of VND 2,000 billion.

Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are that new savings books or savings books opened from January 1, 2018 automatically renew with a term of 12 months, 13 months and a deposit amount of 500 billion VND or more.

Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.

NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term. Bac A Bank applies an interest rate of 6.05% for a 24-month term.

BVBank and Cake by VPBank also apply 6% interest rate for 24-month and 12-month terms; VRB and Dong A Bank apply 6% interest rate for 24-month terms; SaigonBank applies 6% interest rate for 13, 18 and 24-month terms, 6.1% for 36-month terms.

How to receive interest if saving 200 million VND at Vietcombank?

Formula for calculating bank deposit interest:

Interest = Deposit x interest rate (%)/12 months x deposit term.

For example, you deposit 200 million VND in Vietcombank, depending on the deposit term with different interest rates, the interest you receive is as follows:

+ 3-month term: 950,000 VND.

+ 6 month term: 2.9 million VND.

+ 9-month term: 4.35 million VND.

+ 12-month term: 9.2 million VND.

+ 24-month term: 18.8 million VND.

+ 36-month term: 28.2 million VND.

+ 48-month term: 37.6 million VND.

+ 60-month term: 47 million VND.

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/lai-suat-vietcombank-cao-nhat-gui-200-trieu-nhan-47-trieu-1393438.ldo