For savings deposits at the counter, interest is received at the end of the term. SHB lists the interest rate for 1-month and 2-month terms at 3.3%/year. For 3-5-month terms, the interest rate is 3.6%/year. For 6-11-month terms, customers enjoy a deposit interest rate of 4.7%/year.
For a term of 12-15 months, SHB is listing the deposit interest rate at 5.2%/year. The 18-month term is 5.3%/year; the 24-month term is 5.5%/year and the 36-month term or 36 months or more is 5.8%/year. Of which, 5.8%/year is the highest deposit interest rate when making regular savings deposits at the counter.
Notably, for savings deposits of 2 billion VND or more, an interest rate 0.1 percentage point higher than the limit under 2 billion VND will be applied, equivalent to 3.4 - 5.9%/year.
At the end of August, SHB's online deposit interest rates ranged from 3.5% to 6.1% per year. The 1-month and 2-month terms had a deposit interest rate of 3.5% per year. The 3-month to 5-month terms had a deposit interest rate of 3.8-3.9% per year.
For a term of 6 - 8 months, the interest rate is 5%/year. For a term of 9 - 11 months, the interest rate is 5.1%/year.
For a 12-month term, the current interest rate is 5.5%; for a 13-month and 15-month term, the same interest rate is 5.6%/year; for an 18-month term, it is 5.7%/year and for a 24-month term, it is 5.8%/year, with no new adjustments.
Notably, SHB offers the highest savings interest rate in the form of online savings of 6.1%/year for customers depositing money for a term of 36 months or more.
How much interest do you get if you save 200 million VND?
You can refer to the interest calculation method to know how much interest you will receive after saving. The interest calculation formula is as follows:
Interest = Deposit x deposit interest rate %/12 x number of months of deposit.
For example, you deposit 200 million VND into SHB Bank, 24-month term and enjoy 5.8% interest rate/year, the interest received is as follows:
200 million VND x 5.8%/12 months x 24 months = 23.2 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/lai-suat-shb-gui-200-trieu-dong-nhan-tien-lai-bao-nhieu-1394115.ldo
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