With these 3 things, you won't have to suffer in old age.

My pension is low but my life is very comfortable, all because of this secret.

I am female, 55 years old, I have just completed the retirement procedures. Because I pay social insurance for voluntary workers, my pension is not high, only about 3 million.

Although my pension is low, after retirement I chose a leisurely life, staying home to rest, unlike others who continue to work after retirement.

My sisters my age were surprised to see me retired and living a leisurely life. They didn't understand where I got the courage to live like that, when my pension was low and I didn't have any savings.

My friends' pensions are higher, but they still choose to continue working to earn money, so they feel I have no right to stay at home doing nothing like this.

So I told them why my pension was low and I had no savings, but I was still resting at home and decided not to continue working.

1. My son is very understanding.

My husband passed away when my son was very young. I was both father and mother, single-handedly raising my son to adulthood.

Even though raising a child alone is very difficult, I do not neglect my children. Whether in life or in education, I always try to give my children the best, not inferior to their friends.

My son was bad at English, his test scores were never above average, I gritted my teeth and spent money to hire a tutor to help him, regardless of the tuition fees that could make our lives more difficult. Even if I had to sell all my assets, I had to give my son a full education and improve his grades.

Illustration photo. (Source AI)

Children from poor families often mature earlier than their peers. Since childhood, my son knew that his mother had a hard life, so he loved her very much and understood that he had to respect my love for him.

Later, my son graduated from college and found a pretty good job. Even though the salary was high, he never spent money on frivolous things.

My child told me that he would take care of the money to buy a house and get married, and wouldn't take a penny from his mother. He just needed his mother to live a good life.

People often say that the first half of life is spent on wealth, the second half is spent on children. But my son is very understanding and never depends on me, so I can live comfortably and worry-free after retirement.

My friends are old but still work because they want to earn money to buy a house, get married, and organize weddings for their children. But I don’t need that, my son takes care of that himself.

I have worked hard for half my life. If I retire and then continue working, it would be a waste of my life. I would only work all my life and not enjoy the fruits of my labor.

2. I have a healthy body

Young people, healthy, only occasionally get sick with a fever, will recover in a few days, almost do not need to go to the hospital for examination and treatment. If you do not pay attention to health care, work too much, the body will decline.

At some point, all sorts of illnesses will break out, costing a lot of money to treat, and requiring frequent hospital visits. I often read online articles about people who suddenly fell ill, leaving their entire families devastated.

Every time like that, I remind myself to take good care of my health and never do anything harmful to my health.

For many years now, I have maintained healthy living habits, working and resting regularly, eating nutritious food, exercising, and having a general health check-up once a year.

These habits help me stay healthy. Even though I'm 55 years old, my health is not much worse than when I was younger. Except for general check-ups, I almost never have to spend money on hospital stays.

I live alone, eat well and drink well, the cost of food is not more than a thousand yuan, plus gas, electricity and water, my pension is still enough to cover it.

3. I have my own house

In everyone’s life, the three things that cost the most money are tuition, hospital fees, and buying a house. But I don’t have to spend money on these three things, so of course I can stay home and rest.

Although my house is not big, the decoration is also simple and not extravagant, but so what? For me, the house does not need to be too big or too extravagant, as long as it belongs to me, no one has the right to kick me out of my house, that is enough.

Illustration photo. (Source AI)

I have a friend whose house is much bigger and nicer than mine, but she still feels dissatisfied and wants to borrow money from the bank to buy a bigger and nicer one. I advised her that at this age we should not borrow money to buy a house anymore, just enjoy life and take care of our health is the most important thing. If we have to bear a huge debt just to buy a new house, we will be miserable in the future. But my friend did not listen and was determined to buy a house.

After buying it, she was only happy for a few days, then she couldn't smile anymore. In order to pay off the mortgage, after retirement she had to work hard, leaving early and coming home late every day, and being so tired that she fell asleep right away, without having time to enjoy her new, big, beautiful house. Now she deeply regrets borrowing money to buy the house, if she hadn't bought it, she wouldn't have had to work so hard now. Knowing that her body was no longer healthy, she still had to grit her teeth and work, in case one day her body couldn't take it anymore and she fell ill, at that time she wouldn't have had the money to pay off the mortgage, and the bank would have repossessed her house, just thinking about it was scary. But everyone has to take responsibility for their own choices, my friend made that choice, so she had to take responsibility for it.

Although I really wanted to help, it was too little, my friend still had to overcome it herself. It could be seen that her life after retirement would still be hard work, she would not have the right to rest even if she wanted to.

As for me, having my own house, without the pressure of paying off mortgage or rent, I can comfortably enjoy my retirement without needing a high pension or any savings. I think that retirement is about resting, enjoying the slow pace of life, taking care of your health, not rushing into work.

And you, do you agree with me?

Source: https://giadinh.suckhoedoisong.vn/luong-huu-3-trieu-khong-xu-tiet-kiem-u60-bi-ban-be-cuoi-che-nhung-cai-ket-that-bat-ngo-co-3-thu-nay-thi-ve-gia-khong-the-kho-17225031416585075.htm