After the customer scans the QR Code, the scammer will send the customer a link to a fake website.
Vietnam Prosperity Joint Stock Commercial Bank (VPBank) has just warned customers to be wary of fake banks that use QR codes to steal customers' assets.
According to VPBank, recently, in addition to the form of sending fake website login links to scam and steal e-banking login accounts (username/password) or collect information related to credit cards, criminals have developed an additional method of sending QR codes via social networks (Zalo, Facebook, Viber...) to upgrade the level of sophistication in order to steal customers' assets.
Specifically, the subject impersonates a bank employee, calls from a landline number with a series of numbers similar to the bank's switchboard number, inviting customers to increase their credit card limit or withdraw cash from their credit card or some other financial services. Next, the scammer will send and ask customers to scan a QR Code.
After the customer scans the QR Code, the scammer will send the customer a fake website link. The customer is required to enter information such as: Full name, ID card/CCCD, take a photo of both sides of the ID card/CCCD, card number, CVV secret code, card expiration date and OTP sent to the customer's phone number, user login information and bank account password...
Immediately after the customer provides information, the scammer will gain access to the internet banking account or credit card and make transactions to appropriate money.
Not only VPBank, but also other banks and local police agencies have warned about the scam of impersonating banks to scan QR codes. In recent years, under the "push" of COVID-19, QR code payments have also become popular everywhere.
According to the Payment Department, State Bank, cashless payment activities have never developed as strongly as they do today. Of which, QR codes have the strongest growth rate in both quantity and value. In 2022, payments via QR codes increased by 225.36% in quantity and 243.92% in value compared to 2021.
In the first 3 months of this year alone, payment via QR code increased the most with 160.7% in quantity and 43.8% in value; via POS increased by 37.5% in quantity and 32% in value. This shows that QR code payment method is becoming more and more familiar to consumers.
With the increasing popularity and utility of QR codes, cybercriminal groups have taken advantage of this to create malicious QR codes to trick users into giving away their bank accounts or personal information.
To avoid falling into this new sophisticated scam, banks advise customers to be extremely vigilant with requests to scan QR codes or access strange links. Banks absolutely do not ask customers to provide card numbers, CVV2/CVC2 numbers (three security numbers on the back of the credit card) or any other personal security information of customers via zalo/anonymous phone numbers.
At the same time, we also recommend that customers absolutely do not provide the OTP/Smart OTP authentication code to anyone, including bank employees. If you accidentally scan the QR code, you need to check the link again to identify the secure URL link...
(VTV)
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