How to quickly save money online at BIDV

Basically, the steps to deposit savings online at banks are the same. However, each bank will build its own application, so there will be certain differences. Normally, you need to go through the following 4 steps:

Step 1: Log in to Internet Banking/Mobile Banking. Customers need to download the Internet Banking/Mobile Banking application of the bank they choose to deposit savings. Then register an account and log in.

Step 2: Select the savings section. Customers find the Online savings section, select Online savings. Note that the naming of the sections of banks may be different. You should look for sections related to Savings or Online savings.

Step 3: Select information related to the savings package. You need to select an ATM card to withdraw money, enter the amount you want to deposit, select the Deposit term, Maturity method and click Continue.

Step 4: Confirm. Normally, the bank will ask for an OTP code and send a confirmation code via text message. The customer enters the code and completes the online savings deposit process.

Important notes when saving online

Before proceeding with the steps to deposit savings, you need to pay attention to the following issues:

Making a payment card at the bank will deposit savings online: This is to facilitate the process of opening a book, withdrawing deposits and performing procedures for closing and renewing savings deposits easily. In addition, making a payment card at the bank that deposits savings also creates synchronization and convenience in the process of depositing savings and controlling balances.

Register for the corresponding Internet Banking/Mobile Banking service . You need to register for the Internet Banking/Mobile Banking service of the bank where you intend to deposit your savings. Because these services will be the tools for you to make online savings deposits.

Deposit the amount you want to save into your account: To save online, it is essential to have money in your account. Therefore, customers need to deposit money into their account to withdraw money from the account into savings. Normally, the minimum deposit amount is 1 million VND. In addition, each bank will have different minimum deposit regulations and customers need to deposit at least an amount equal to the minimum deposit amount.

Can withdraw savings: After saving online, if there are plans/expenditures that require that money, you can withdraw savings by transferring back to the source account, which creates more flexibility than saving at the counter.

Choose a reputable bank with good service: Choosing a reputable bank helps customers feel more secure about their savings. In addition, you should also prioritize banks with good technology platforms and attentive customer care services to make the transaction process more convenient.

Should register for OTP and receive authentication code: When using Internet Banking, customers should register for OTP and receive authentication code via text message or Smart OTP to receive authentication code directly on the bank's application for more security.

Interest rates for each term will vary between banks. Banks will apply different online savings interest rates for each term. Therefore, you should consider choosing a bank with preferential interest rates to maximize the benefits received.

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