On December 26th, four banks offered interest rates exceeding 7% – an extremely attractive rate for customers depositing savings for the long term.
- PVcomBank is offering interest rates of up to 9.5% per year for 12-13 month terms, provided the minimum deposit balance is 2,000 billion VND.
- HDBank offers interest rates of up to 8.1% per year for a 13-month term and 7.7% for a 12-month term. Customers are required to maintain a minimum balance of 500 billion VND to qualify for this rate.
- MSB applies interest rates of up to 8% for a 13-month term and 7% for a 12-month term, provided that customers have a newly opened or automatically renewed savings account from January 1, 2018 onwards, with a deposit amount of VND 500 billion or more.
- Dong A Bank applies an interest rate of 7.5% for deposits of 200 billion VND or more, and also applies an interest rate of 6.1% for a 24-month term.
Several other banks also offer interest rates above 6% per year for long-term deposits without any special conditions.
- BVBank applies interest rates of 6% for a 12-month term, 6.2% for a 15-month term, and up to 6.3% for 18-24 month terms.
- IVB applies an interest rate of 6.2%/year for terms of 24 months or more and 6.05% for terms from 18 months to 13 months.
- GPBank applies an interest rate of 6.05% for a 12-month term and 6.15% for terms from 13 to 36 months.
- Cake by VPBank lists an interest rate of 6.1% for terms of 24 and 36 months.
OceanBank is offering an interest rate of 6.1% for a 24-month term.
- VRB and Dong A Bank are listed at 6% for a 24-month term.
- HDBank and BAOVIET Bank both list an interest rate of 6% for terms of 15, 18, 24, and 36 months, with flexible deposit conditions.
- Eximbank offers attractive interest rates of up to 6.3%/year for a 15-month term and 6.4%/year for terms of 18 months or more on weekends.
VN (according to Vietnam+)Source: https://baohaiduong.vn/bon-ngan-hang-nao-co-lai-suat-vuot-moc-7-401542.html









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