BIDV signed a credit contract with Hung Long Joint Stock Company, Son Duong town (Son Duong).
Mr. Hoang Van Thuan, Director of Hung Long Joint Stock Company, Son Duong Town (Son Duong) shared that the company is operating in many fields, producing wood products, processing and destroying non-toxic waste, recycling scrap metal, and building houses, roads and other civil works... Due to operating in many industries, the company always needs a large source of capital to maintain and develop. In addition to using internal capital, the company has received important financial support from BIDV. Recently, the company signed a credit contract with the bank with a loan limit of 30 billion VND to develop forestry business. This not only helps the company solve its capital needs but also creates favorable conditions for expanding its production and business scale in the future.
Mr. Le Quang Hai, Director of Linh Giang Joint Stock Company in Ham Yen, said that in the field of construction and installation in which the company is operating, the demand for capital is very large. Not only is abundant financial resources needed, but obtaining bank guarantees also plays an important role, especially when the required guarantee amount is high. Fortunately, the company has met all the criteria for BIDV Bank to sign a credit guarantee contract with a limit of up to 10 billion VND. This will help the company have more favorable conditions to invest and implement projects and works effectively and on schedule.
BIDV consults products and services for customers.
To help businesses stabilize and expand production, BIDV Tuyen Quang has continuously provided credit packages with preferential interest rates, while extending the grace period for old loans. This helps reduce the financial burden for businesses facing difficulties. BIDV Tuyen Quang has also strictly implemented the instructions of its superiors, deploying a medium and long-term credit package of VND 50,000 billion to serve production and business to corporate customers, a short-term credit package for corporate customers of VND 270,000 billion, and a short-term credit package for small and medium-sized enterprises of VND 80,000 billion. The above credit packages have flexible interest rates, short-term loans with interest rates of only 5 - 7%/year, long-term loans of only 6.5 - 8.5%/year.
In order to improve efficiency and credit quality, BIDV Tuyen Quang always proactively exploits the program, synthesizes the benefits of customers to propose and advise on adjusting appropriate and timely lending policies, increasing the difference between lending interest rates and capital purchase interest rates. Up to now, BIDV Tuyen Quang has created conditions for about 500 corporate customers to borrow capital.
BIDV Tuyen Quang currently has total assets of 5,000 billion VND, credit quality is always guaranteed to be safe and sustainable. The branch network has been and is being expanded with a system of 1 head office and 7 transaction offices along with a system of ATMs, POS machines... contributing to serving and meeting the needs of customers best.
Source: https://baotuyenquang.com.vn/bidv-tuyen-quang-ho-tro-doanh-nghiep-vuot-kho-trong-san-xuat-200725.html
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