BIDV receives full set of prestigious awards from The Asian Banker

BIDV was honored in the category "Best Housing Loan Product in Vietnam 2025"

"Having a house" is not only a financial goal, but also an important milestone, a solid foundation for each person's life. BIDV understands that, so it has constantly strived to become a reliable companion on the journey of settling down for millions of Vietnamese families with a long-term commitment "Having BIDV means having a house".

Policy for young people under 35 years old with preferential fixed interest rate of 5.5% for 3 consecutive years, no principal payment for the first 5 years and maximum loan term of 40 years

That effort was once again affirmed by The Asian Banker magazine when it continued to honor BIDV in the award category "Best Housing Loan Product in Vietnam 2025" within the framework of the "Vietnam Excellence in Retail Finance and Financial Technology Awards" ceremony, marking the 6th time BIDV was honored in this award category.

The event is more meaningful when BIDV has just officially announced a credit package of 40,000 billion VND to support young people to borrow to buy houses. This is the largest and most preferential credit package on the market for young people to buy houses according to the Government 's policy, introduced by outstanding policies applied for the first time by BIDV.

Accordingly, young people under 35 years old are offered a preferential fixed interest rate of 5.5% for 3 consecutive years, no principal repayment for the first 5 years and a maximum loan term of 40 years. The policy is not just about numbers but also affirms BIDV's strong commitment and companionship with the young generation of Vietnam with the desire to support young people to confidently make the decision to own their own home.

In addition to preferential interest rates, long loan terms and maximum loan limits to meet customer needs, BIDV is also a pioneer in applying new technology in the housing credit process. Specifically, through the BIDV Home application, the loan journey becomes faster and more transparent thanks to the integration of new technologies such as AI, Machine Learning and OCR. The system helps automatically process documents, reducing data entry time by up to 50%, while also consulting on suitable apartments and supporting smart real estate valuation based on market data, helping to optimize financial decisions.

This award is a special milestone, a record of BIDV's outstanding performance in the market in its 10-year journey of leading the domestic retail banking sector, and at the same time, a motivation for BIDV to continue to make more efforts with its pioneering mission for the homes of millions of Vietnamese families.

Creating new horizons of experience

Also at the "Vietnam Excellence in Retail Finance and Financial Technology Awards" ceremony, BIDV was honored with the "Best Private Banking in Vietnam" award for the third consecutive time.

The Asian Banker representative said: "The award reflects BIDV's vision and outstanding implementation capabilities in the field of premium banking services with market-leading wealth management and digital financial technology solutions. BIDV has demonstrated outstanding financial performance, market leadership and innovation in delivering optimal value to high-net-worth customers, while promoting sustainable growth, far surpassing domestic banks."

Following the success of being the first state-owned commercial bank to build and deploy the model of a high-end Private Customer Center, BIDV expanded its Private Banking network by establishing another destination for the super-rich in Ho Chi Minh City. The bank is constantly developing a multi-disciplinary strategic partnership ecosystem, providing comprehensive financial solutions, from asset management, inheritance planning, tax consulting toeducational consulting services.

On the other hand, BIDV Private Banking pioneers in digitizing the investment consulting process, continuously updating a diverse product portfolio, implementing personalized financial solutions specifically for each customer group, from business owners to successful women - those who have the need for in-depth asset planning and sustainable asset development across generations. The bank also focuses on providing high-class privileges, from comprehensive health care services, golf experiences, luxury resorts to in-depth investment events to help customers update trends and optimize financial strategies.

BIDV Private Banking's strong growth is demonstrated by the number of high net worth customers (HNWI) and total assets under management growing by more than 30% compared to 2024. Strategic moves and outstanding business performance have affirmed BIDV's leading position in the Private Banking sector in Vietnam.

Mai Chi

Source: https://baochinhphu.vn/bidv-nhan-tron-bo-giai-thuong-danh-gia-tu-the-asian-banker-102250328162929227.htm