Peace of mind in business, no worries about lack of capital with ACB's attractive loan package

An tâm kinh doanh, không lo thiếu vốn với gói vay hấp dẫn của ACB- Ảnh 1.

Busy finding capital to implement new year business plan

After the Lunar New Year, many small traders are busy implementing business plans and looking for capital for production and business activities in the new year . Entering 2024, they expect a positive year with many changes in the general economic picture that is recovering . Recent economic indicators show the recovery of the Vietnamese economy: the number of newly established businesses increased by 24.8% in the first month of 2024, foreign investment attraction increased by more than 40%, and the number of international tourists flocking to Vietnam .

Previously, many organizations gave promising assessments about Vietnam's GDP growth, such as Standard Chartered Bank, which forecasted Vietnam's GDP growth in 2024 to reach 6.7%, showing a positive outlook for economic recovery and sustainable development.

An tâm kinh doanh, không lo thiếu vốn với gói vay hấp dẫn của ACB- Ảnh 2.

These indicators are the basis for individuals and business households to be confident and determined to implement business expansion plans. In addition to customers' own capital, banks are still the priority and easy channel to find the necessary capital to implement development strategies in the new year .

ACB meets comprehensive capital needs with attractive incentives from the beginning of the year

Grasping the capital borrowing needs of individual business households after the Lunar New Year, ACB is currently allocating a large amount of capital to this potential customer group. Specifically, the loan package that ACB has launched comprehensively meets the capital needs for production and business, including: additional working capital loans to purchase goods and raw materials for production and business activities; supplementing regular capital shortages; purchasing/investing in business locations, means of transport, machinery and equipment, etc.

In particular, customers are flexible in choosing the loan amount and loan term to suit their needs, financial capacity as well as the specific business plan. The loan interest rate is very attractive, starting from only 6.5%/year .

ACB also waives early repayment fees for customers borrowing capital to expand their business. Specifically , customers can proactively repay the principal without penalty when the loan package is included in the working capital supplement according to the credit limit. Or with medium and long-term loans, customers can pay additional principal up to 200 million VND/month. This is an outstanding advantage that many individual business customers are interested in when they have the need and plan to repay the debt in installments every month in accordance with the customer's business cash flow. This solution also saves significant costs for customers.

An tâm kinh doanh, không lo thiếu vốn với gói vay hấp dẫn của ACB- Ảnh 3.

To facilitate customers' easy access to capital, ACB also optimizes loan procedures and processes. Customers can receive loans quickly and flexibly anywhere: at Branches/Transaction Offices or even receive online disbursement on ACB ONE without having to go to the bank.

With preferential loans from ACB on interest rates, loan amounts and flexible loan terms, plus a policy of no penalty fees for early repayment,... Business owners can completely proactively balance income and expenditure and save a significant amount of money, easily optimizing profits.

ACB's loan capital meets all types of diverse businesses and customers' financial needs. For more information, please refer to the Working Capital Supplement Loan with competitive interest rates at ACB. Customers can completely rest assured in implementing their business when ACB is there to help with the "input" problem. Currently, ACB has preferential loan packages with interest rates from only 6.5%/year for individual customers to borrow capital for production and business such as supplementing capital to buy goods and raw materials; borrowing to buy or build, repair, decorate, upgrade houses/production and business locations; buying cars for business activities, etc.

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